Submitting a pre-approval letter along with your offer to purchase a new home helps to cement your status as a qualified buyer in the eyes of the seller. It is uncommon for a seller or seller’s agent to engage in a negotiation unless they have written proof of your pre-approved status.
Prepare yourself accordingly, and start the pre-approval process early. Your mortgage provider will request some documentation from you regarding your income and assets, and will need to run your credit.
Ask your d’aprile properties agent for a referral, or complete the pre-approval process online at our preferred mortgage broker, Midwest Lending Corporation.
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