September is Childhood Cancer Awareness Month

Every single day, 43 children are diagnosed with cancer.

The average age of a child diagnosed is six years old.

12% of children diagnosed with cancer do not survive.

The statistics are grim. The images that accompany them are often difficult to look at or comprehend. And for those of us who have been lucky enough to avoid cancer’s terrible grasp, it may be difficult to relate to those who must fight their own personal battle, each and every day.

The easy path is to turn our heads away. But nothing can change until more of us become involved. Creating awareness is the first and most important step toward defeating an epidemic that is quickly growing out of control.

Because the fact is, cancer doesn’t care about age. It ignores gender, ethnicity, and socio-economics. Despite major advances – from an overall survival rate of 10 percent just 50 years ago to nearly 90 percent today — the number of diagnosed cases annually has not declined in nearly 20 years.

September is Childhood Cancer Awareness Month, an annual national health campaign by major childhood cancer organizations to raise funds for research into its cause, prevention, diagnosis, treatment, and cure. In 2019, d’aprile properties has dedicated our collective philanthropic efforts toward the Bear Necessities Pediatric Cancer Foundation, and their incredible efforts toward eliminating all forms of pediatric cancer.

A black doctor sits on the floor in front of large windows with her patient. The patient is a caucasian girl with cancer. The girl is wearing a scarf on her head. The doctor is talking and holding the girl’s hands. The child is smiling up at the doctor and listening intently. There is a large teddy bear on the floor next to them.

Pediatric forms of cancer are completely different than the types of cancer that affect adults. It remains the number one cause of death by disease in children — 1 in 8 will not survive. Out of those who do, 60% will suffer long-term side effects.

Yet despite these terrifying numbers, less than 4% of all cancer research dollars are allocated to children. What’s worse, only 4 cancer treatments have been specifically developed and approved for children in the last 20 years.

It is hard to imagine that a few dollars here or there could make a difference. But this isn’t just about money. It’s about fostering hope. It’s about reminding these amazing children that they still have a childhood, and that we will always stand by them and their families, no matter the odds.

If you would like to join our efforts, please visit our fundraising page and donate. Or contact your dedicated d’aprile properties real estate agent, and ask how you can join or support the #daprilecares Team in October’s A Walk for the Bear.

Follow Bear Necessities on Facebook, Twitter, and Instagram to learn more about childhood cancer and their fight. By sharing their posts, you are creating awareness, and helping to spread the word about childhood cancer.

Meet Kaylee, our 2019 #daprilecares Ambassador, and read her story HERE.

Read more about our annual campaign for Bear Necessities, HERE.


Won’t You Be Our Neighbor?

Welcome to our Mortgage Minute series, where our partners over at Midwest Lending break down the particulars of home financing, and bring a personal touch to the lending industry, as only they can.

You’ve found the perfect home, and are looking to settle in what looks like the quaintest community this side of Mayberry. Your future neighbors wave as you pull in the driveway. The house is mere blocks from a great school that the kids can walk to. And the property taxes! So low you can afford to take an extra weekend vacation this year!

Thus represents the average amount of research that most new homeowners put into their potential new ‘hood. You think about the kids, you think about your wallet. But there is so much more to your community than good schools and friendly neighbors. The area you live in needs to be as perfect a fit for your family as the four walls that surround them while they sleep at night. After all, your home more than just the property you live in; it’s a collection of the people and the personalities that make up your entire neck of the woods.

So what else should you be looking at? How do you find the facts you need to settle on the right area for you and your family? Think of it like playing a game of Monopoly: you’ve chosen the Thimble piece, got your cash in order, and picked up the dice. It’s time to take a look at the rest of the board. And you can do it without leaving the comfort of your own home.

Go Directly to Jail, Do Not Pass Go: No matter how nice a given area looks, crime can be lurking just around the corner. A fairly quick search on sites like crimereports.com or spotcrime.com can give you all you need to know about violent crime statistics in the area, and offer access to police blotter aggregators. Heck, a “Google Street View” sneak peek can give you a quick glance at the feel of the block. But if you really want to feel safe about your future neighborhood, reach out to the local police department and ask them for a crime report — they’ll be happy to oblige.

Pennsylvania Railroad: The kids might have a short walk to school, but did you think about your work commute? What about your proximity to the freeway, or your nearest hospital? Quiet, peaceful neighborhoods tend to be located in slightly more isolated areas, which often reduces the amount of public transportation options. Make sure that you have ease of access to all of the activities that make up your life, from your office to Home Depot. A little time spent on sites like walkscore.com could go a long way towards making every day life accessible to you and your family.

Community Chest: Last but not least, what about the culture that makes up your new ‘burb? Does the neighborhood value diversity and take pride in its local businesses? Are you going to be overrun by baby strollers, or kept up at night by singles looking to party till dawn? Research income, racial diversity, age, and relationship status stats on sites like city-data.com. Your lifestyle is an important part of the place you call home; make sure that you and your family FEEL like a part of the community.

Of course, your d’aprile properties local area expert can help you find the perfect place to settle. But by taking the time to do a little homework upfront, you’ll know ahead of time exactly what you’re looking for in a community.  

It’ll be better than winning 2nd Prize in a Beauty Contest…



Proud Partners – Freedom Mortgage

We’d like to take the time to thank Freedom Mortgage, our partner, and 2019 Summit Event Sponsor.

When looking for home financing, it’s important to partner with a company that specializes in mortgages above all else, and will focus on your particular home buying or refinancing needs, regardless of your unique circumstances.

For more than 25 years, Freedom Mortgage has been 100% focused on advancing American homeownership, looking to create avenues through which their clients can bring their home-buying dreams to life. A top-five mortgage lender offering loans in each of the 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands, Freedom has office locations nationwide.

Their reputation for customer service is well earned. Through their years of experience, Freedom’s finance experts handle every aspect of the home loan from submission to closing, all while providing competitive rates and unparalleled industry insight. They are the leading VA vender in the Unites States*, and take great pride in ensuring that our service men and women achieve the American dream of home ownership.

*Inside Mortgage Finance, 3Q2017

 


The Best Tips For Seniors Thinking Of Buying A Home In Chicago

This week we welcome Jim Vogel, co-founder of ElderAction, is passionate about promoting senior health and safety. He focuses on helping ensure seniors are able to thrive throughout their golden years by sharing pertinent resources and information.

If you’re a senior who has recently decided to buy a house in Chicago, you might be thinking about how to downsize or how to find a home that will be more accommodating during your golden years. Depending on where in the city you’re looking to relocate, it may be difficult to find something that has everything you’re looking for, so it’s important to have a good plan in mind before you make any decisions.

Though it’s a big city–the third largest in the U.S., in fact!–decently-priced homes can still be found in Chicago’s best neighborhoods. It also has a ton of great parks and communities full of people who look out for one another, which makes it a wonderful choice for those looking for a place to spend their golden years. Here are some of the best tips on moving to the Chicago area:

  •       SET SOME GOALS

One of the most important things you can do when looking for a home is to figure out what you want from it. If your current home has stairs that will become hard to traverse every day, or a lawn that’s too much to take care of, put those on the list of things you don’t want. Think about your health and the wellbeing of your spouse or other loved ones; will it be affected by the layout of the new home? If so, it will be important to focus on that first.

  •       DO SOME RESEARCH

You’ll want to do some research on the homes that fit your needs to find out what the price ranges are, how well-kept they are, and whether the neighborhood is right for you. If you don’t live in the area, there are plenty of online forums that can help you narrow down your search, but it’s always best to take a visit and explore in person, in part because it will allow you to see for yourself what amenities the home has and what types of repairs may need to be done.

 It’s also important to look into any state laws regarding home ownership and how the transfer of deeds is handled. Different states have their own laws where this is concerned and it will be extremely helpful to be well informed on them.

  •       SET A BUDGET

Many seniors live on a limited income, which can make it difficult to secure financing for a home. But there are some options: 

  •       Option 1: You can sell your current home and use the profits as a nice down payment, living in a rental during the time between the sales
  •       Option 2: You can ask a family member to cosign on a loan
  •       Option 3: You can borrow the money from a friend or loved one or ask an adult child to put the home in their name.

Keep in mind that Chicago offers many different homes for many different budgets, and it’s also relatively walkable with the “L” train system making public transportation an efficient way to get around and plenty of businesses and stores within most neighborhoods. 

  •       FIND THE RIGHT MOVERS

It’s important to find the right people to help you move when the big day comes, especially if you have special needs, such as a company that can handle extra large furniture. Do some research to find the best movers for the job. Keep in mind, too, that now is a good time to downsize. While you’re packing up, consider whether some items could be sold, donated, or sent to storage. Keeping your new home organized and free of clutter will make it more livable and easier to navigate.

Remember that buying a home is a big decision, and you should never feel pressured to enter into a deal that you don’t feel comfortable with. Talk to your family before making any major decisions and make sure you’re completely happy with the final outcome; after all, you’ve earned it!

For more information regarding ElderAction.org, visit their website HERE.