The Freedom of Home Ownership

 

When was the last time you gave thought to the concept of the American Dream?

For generations, the idea was built around one simple concept: opportunity. Every man and woman born in this country — or who managed to find their way to it — was given a promise. Work hard, never quit, and you can secure wealth and build a life of your own, regardless of your station. Owning land and/or property represented freedom at its most pure, and the pursuit of happiness would often end at a white picket fence, surrounding the perfect home in the middle of a quaint, suburban paradise.

We all hoped, with absolute sincerity, to someday be kings and queens of our own little castle. 

But times, inevitably, have changed. Today, a quick online search of the term “American Dream” brings up headlines filled with sarcasm, pessimism, and outright negativity.

“Fool’s Dream.”

“Outdated Concept.”

“Dead and Gone.”

At some point along the way, the bright-eyed optimism behind our collective drive to succeed, and to create quality and comfort for those we love, has become a concept often frowned upon. Many now see the American Dream as a pursuit of the material, a selfish and outdated attempt at social mobility.

We at d’aprile properties must — respectfully — disagree. We believe that the American Dream is alive and well. As a society we have seen our motivations change and adapt over time, but as individuals we all still want the same thing: the freedom to choose how we live. We strive not only to improve our own lot in life, but to make sure that those that follow us can begin their own journey, with hope and optimism for the future.

 

As a real estate company, we will never apologize for promoting the benefits of home ownership, and the many freedoms that come with it. Be it an apartment in the city, a two-story Cape Cod in the suburbs, or a vacation getaway along the coast — coming home means safety and security. It offers peace of mind in a place that you humbly call your own, but proudly welcome others into. It means being wealthy in spirit. It’s about being part of a community. 

We wish you a safe, and spectacular Fourth of July holiday. Celebrate your independence, in whatever form it may take.

 

 

 


Hey Gen Y — Why So Serious??

Welcome to our Mortgage Minute series, where our partners over at Midwest Lending break down the particulars of home financing, and bring a personal touch to the lending industry, as only they can.

Did you know that the Millennial generation represents the largest group of homebuyers in America? It’s true: Gen Y makes for 37% of recent home buyers in this country. Gen X is next, albeit significantly behind at 24%. In fact, according to a recent report by the National Association of Realtors, 2019 will be the sixth consecutive year that millennials led the U.S. home buying charge.

So why are millennials (born between 1980 and 1994) often criticized for living too long with their parents, or only being interested in renting, when the statistics clearly paint a different picture?

The source of this unfair reputation may be answered through the results of another report, this one by Clever Real Estate. It seems that millennials are twice as likely to be stressed about homeownership than Baby Boomers, and are also much more likely to experience buyer’s remorse than older generations. This uncertainty toward ownership is sending adult children back to their parents’ homes, either out of necessity or an attempt to save money.

So what is causing this panic and confusion? The NAR stats mentioned earlier point to the following as some of the most serious millennial concerns:

  • Mortgage payments are too high (41%)
  • Additional maintenance after moving in (33%)
  • Their property has depreciated in value since purchase (21%)
  • High interest rates (17%)
  • Location isn’t ideal or poor quality of school districts (14%)

Other outside factors, from student loans to financial instability, only add to the anxiety. For some, the responsibilities of homeownership are simply a bit more than they bargained for. But for this particular generation — and those that will follow — it is important to keep things in proper perspective. Yes, the stress that comes with buying a home is very real, and millennials should not overextend themselves to make a home purchase. But they should not fear the possibility, if properly educated on the process.

Many buyers today never speak with a real person when it comes to home financing, preferring to handle everything online. This can only result in a less educated home buyer, and an even less confident home owner. They need to speak with someone who has the expertise and the integrity to show them the reality that comes after being handed a set of keys. That is why speaking with an expert such as your Midwest Lending mortgage pro is so essential.

Millennials shouldn’t fear home buying — for those who are stable in their careers and ready to set down roots, homeownership can be the key to emotional and financial security later in life. They simply need to take the time to know what they are getting into, with a devoted professional by their side.

Midwest Lending is a residential mortgage broker, committed to providing their clients with the highest quality home loans, combined with some of the lowest mortgage rates available. 

 

 

 

 

 

 


Proud Partners: Barrister Title

We’d like to take the time to thank Barrister Title, our partner, and 2019 Summit Event Sponsor.

It’s all about the closing. As real estate agents, we know that with Barrister Title, we are guaranteed to experience a professional closing that enhances our productivity, while allowing us to properly leverage our client relationships. Barrister ensures only the highest level of personal services, saving time with their team-oriented approach, the latest technology, and seamless document preparation.

Barrister’s national department provides services in all 50 states, expediting closings for both commercial and residential real estate transactions. At each stage of the process, highly skilled, experienced experts will assist you. Their proven track record for building and maintaining strong relationships with underwriters provides unlimited resources for serving their customers’ needs. They believe in the value of long lasting relationships based on trust and mutual understanding.

 


#daprilecares – 2019 Flagship Foundation – Bear Necessities

Grief exists alone among human emotions, in that it is born of both loss and of love. It never fades completely, but it does evolve. At times it comes in waves, threatening to crush our spirits and weigh down our hearts forever. But with the right mindset it can also inspire us over time, lifting us up to achieve things we never thought possible before.

On January 9, 1993, Kathleen A. Casey lost her son Barrett who, for five and a half years, had courageously battled Wilms Tumor, a form of pediatric cancer. Barrett, or ‘Bear’ as he was known to friends and family, had faced his circumstances with the kind of positivity and grace that seemed impossible for an adult, let alone a child of his years. As he endured countless hospital stays and painful medical procedures, he remained focused not on his own prognosis, but on the well-being of the other child cancer patients he encountered daily.

Early in this journey, Kathleen and Bear would come to realize that in the fight against pediatric cancer, the current system was losing the battle on two key fronts. First, there was an astonishing lack of research dollars being allocated for child forms of cancer. Despite being the number one cause of death by disease for children, less than three percent of funding went toward child cancers. And second, almost none of that money went directly to the children or their families, even as they sacrificed everything — emotionally and financially — in the face of almost insurmountable odds.

Prior to his passing, Barrett would spend hours with his mother discussing the formation of an organization, one that would reflect Bear’s own fighting spirit and desire to help others. This foundation would specifically fight pediatric forms of cancer, and streamline its efforts toward the children themselves, as well as the family members who never leave their bedsides.

Today, Kathleen is both Founder and CEO of the Bear Necessities Pediatric Cancer Foundation, named after the bravest and most inspiring soul she had ever known. In the 2017-2018 fiscal year alone, Bear Necessities’ efforts funded more than $300,000 toward cutting-edge research. They also carried out 424 individual child/family experiences — known as Bear Hugs — looking to brighten the lives of afflicted children in whatever way they can.

Kathleen Casey and Bear Necessities have made their mission very clear: to forever fight, and someday eliminate, pediatric cancer. It is fair to say that, in many ways, Kathleen’s grief has defined her. She simply hasn’t allowed it to defeat her.

Through our 2019 #daprilecares campaign, d’aprile properties has pledged to stand beside her. Each year, our agents choose one philanthropic organization on which to focus our annual campaign. Through the combined efforts of our individual real estate agents and staff, we hope to do whatever we can to help these phenomenally brave children rediscover their childhood.

Charity begins at home. If you would like to join us in this fight, please visit our fundraising page HERE, or email daprilecares@daprileproperties.com today.

 


Grand Opening Alert — d’aprile properties Has Come to Lake County!

On Thursday, May 30, d’aprile properties proudly hosted a Grand Opening ceremony for our two newest office locations, at 5101 Washington St. in Gurnee, and at 1850 E. Grand Ave. in Lindenhurst.

The Grand Opening ceremony for both took place at the Lindenhurst location. Mayor Dominic Marturano was on hand for the ribbon cutting ceremony, which was followed by a reception that included past clients, local agents, vendors, and community advocates.

 

Lindsay Miller (CEO), Ryan D’Aprile (Founder), Deb Attiah (Agent), Alex Attiah (Managing Broker)

d’aprile properties remains devoted to serving clients throughout Illinois, Indiana, Michigan, and Wisconsin. We strive to provide exceptional service to our clients, and to advance the individual careers of their team members. Over 50 Gurnee and Lindenhurst local-area experts will immediately offer d’aprile properties’ unique blend of client service and community support to Lake County residents, current and future.

Lindsay Miller, CEO of d’aprile properties, summed it up best when asked why Gurnee and Lindenhurst were a natural fit for the unique culture of d’aprile properties: “Lake County has it all! More than 30,000 acres of beautiful, peaceful landscape. Idyllic residential communities. A thriving commercial center that draws in working professionals and tourists by the thousands. We knew right away that the excitement of Gurnee and the serenity of Lindenhurst provided us the perfect dual platform to deliver a wide variety of personalized real estate services to each and every one of our distinguished clients. It is a privilege to now call this area home.”

For four years running, INC.com has included d’aprile properties on their annual list of the Fastest Growing Private Companies in America. Our growth and impact on the industry have also been publicly recognized by Colorado-based Real Trends, who included d’aprile properties in its national ranking of the top 500 brokerages in America. We have been recognized by The Chicago Tribune as one of Chicago’s Top Workplaces, and were recently named one of the nation’s Top-Producing Brokerage Firms in RISMedia’s 2019 Power Broker Report.

 


June is National Safety Awareness Month

“Safety and security don’t just happen, they are the result of collective consensus and public investment.” –Nelson Mandela

 

Observed every year throughout June, National Safety Month is focused on reducing the leading causes of injury and death at work, on the road, and in our homes and communities. With the proper education, and a general awareness of the space and people around us, we can help protect not only ourselves, but ensure the well-being of those who matter most.

We are constantly reminded of the importance of adequate safety measures at work. But how many of us can honestly say that we have done all that we can to prevent accidents in the home? After all, home is where you go to feel safe, where you can exhale after a long day, and get away from the hustle and bustle that life often brings with it. But it is also where you likely spend the majority of your time, and the familiarity you have with it can cause you to let your guard down, and miss potential hazards that are right in front of your eyes. 

According to The National Safety Council, 169,936 Americans died in preventable, injury-related accidents in 2017 — and more than half of those occurred in the home. Perhaps even more troubling is that the number of nonfatal, preventable injuries in the home — those that required medical attention — grew to 47.2 million in 2017. That is roughly one out of every seven individuals who live in these United States.

At d’aprile properties, we know a thing or two about the sense of security that comes with home ownership. So in the spirit of National Safety Month, we offer some simple tips, in order to create awareness about potential risks that may exist within your household. For more information, head over to the NSC’s Home Safety page. You can also find an abundance of eye-opening information over at rospa.com, maintained by the Royal Society for the Prevention of Accidents.

  1. Fire Safety: Keep portable heaters and candles away from furniture and curtains. Position them in a safe spot where they cannot be knocked over.
  2. Electrical Safety: Never overload an electric socket, and have your wiring installation checked at least once every five years by an approved contractor.
  3. Heating Safety: Be sure to keep your fireplace and chimney properly cleaned and inspected, and routinely check the pilot on gas cookers and water heaters to make sure it has not gone out.
  4. Safety with Medicines and Cleaners: Keep medicines in their original containers, clearly labelled, and consider keeping all in a lockable cabinet.
  5. Garden Safety: Wear appropriate clothing, sturdy shoes, and protective eye cover when mowing or gardening, and always stay on the lookout for plants and berries that may be poisonous or can cause an allergic reaction.
  6. DIY Safety: Be realistic and don’t tackle a job unless you really have the ability. A competent, qualified person should always carry out gas and electrical renewal or repair work.

This June, make sure that your home will always remain a source of safety and contentment for you and your family.


Proud Partners: Chawla & Ravani, P.C.

We’d like to take the time to thank Chawla & Ravani, P.C., our partner, and 2019 Summit Event Sponsor.

A celebrated boutique law firm with years of experience and expertise, Chawla & Ravani, P.C. offers a unique blend of legal services without ever losing sight of the people that matter most – their clients. Lauded by both the bar and the bench, they handle a multitude of legal matters for their clients, including small business, corporate, commercial, real estate, and litigation. They provide straightforward, realistic, and practical legal advice, both domestically and internationally.

The attorneys at Chawla & Ravani, P.C. practice law with skill and an artful mastery of their respective concentrations, but also with a level of personal and professional integrity that has solidified their reputation as one of the premier boutique law firms in Illinois. As they navigate their clients through complex legal matters, they vow to identify, develop, and implement effective litigation strategies, all while efficiently managing exposure and costs. Chawla & Ravani, P.C. act as true advocates, controlling the outcome for their clients without leaving anything to chance.

 

Chawla & Ravani: Quality legal services with large firm results!


May 18 is Armed Forces Day

 

Memorial Day is fast approaching. A national holiday that results in a three-day weekend, we are easily and readily reminded each year to honor and remember those who have fallen in the line of duty while protecting their country. 

But the third Saturday in May often comes and goes without much fanfare, despite the significant effect on our personal freedom that this day on the calendar represents. Saturday, May 18 is Armed Forces Day, dedicated to the men and women currently serving in all branches of our military. In 1949, Secretary of Defense Louis Johnson announced that Armed Forces Day would take the place of other individual branch celebrations, so that our country might unite in support and recognition of our military members and their families.

Each year, Armed Forces Day centers on a unique theme designed to highlight the hard work and dedication of our service members. The theme for 2019 is “For the Nation. For the People.”

Many choose to show their respect through small acts of kindness, such as a thank you card or a bouquet of flowers sent to someone they know who has dedicated their lives to protecting our independence. Others choose to volunteer by spending time with veterans in retirement communities. Yet some choose simply to adorn their front porch with an American flag, or plant red, white, and blue flowers in planters on their front steps. No matter how you choose to show your respect and admiration, the smallest act could have an enormous impact on the men and women serving our country.

At d’aprile properties, we proudly support our military, and wish to say thank you to all our military personnel for the sacrifices you make every day for our freedom!

Image by Pexels from Pixabay

Her Special Day

“Mother Love is the fuel that enables a normal human being to do the impossible.” –Marion C. Garretty

Here’s to Mom—the one who brings joy, security, and stability to our lives. Our mothers wear so many different hats—when we’re children, they are the Readers of Bedtime Stories and the Kissers of Ouchies. As teenagers, they become our Favorite Teachers, our Gourmet Cooks, and our Shoulders to Cry On. And in adulthood, as we raise families of our own, they become the Voices of Reason, and the Spoilers of Grandchildren.

No matter what stage of life, they will always be Our Favorite. We can never repay them for all they do for us. The least we can do is show them how much we care.

This Sunday is Mother’s Day. We all know that what Mom really wants is to spend some quality time with us. See below for a list of the best Mother’s Day brunches in all of Chicagoland.

ARLINGTON HEIGHTS: Arlington Race Track – Bloody Mary’s and Pony Rides. For adventurous Mamas only! 

CRYSTAL LAKED’Andrea Banquets – Cheese Blintzes? Quiche Lorraine? A complimentary glass of champagne? Consider us there.

LAKEVIEW: Coda di Volpe – Strawberry cheese danishes and lobster Benedict for brunch, you can’t do much better than that!

NAPERVILLECity Gate Grille – Once Mom is done with the made-to-order omelet station, there’s always the chocolate fountain to satisfy her sweet tooth.

OAKBROOKEl Tapeo at Le Meridien – This modern Spanish kitchen will be offering a chef’s market table, and a complimentary glass of delicious sangria to all Moms.

ROSEMONTCarlucci Rosemont – An authentic Italian Mother’s Day brunch, complete with favorites like Italian eggs Benedict and Tuscan toast. Ciao Bella!

WEST TOWN: BLVD – Show her a little fancy with the likes of salmon toast, sourdough Johnny cakes, and croque madame. A meal fit for a queen.

 

To all the mothers out there, we wish you a wonderful weekend spent with those you love the most!

 

 

 

 

 

 

 


Happy National New Home Owners Day!

How well do you remember the home you grew up in?

When you were a child, the square footage didn’t matter; the size was just right. When you went to bed at night, you felt comfortable and safe. There was a wonderful sense of familiarity – you could probably walk the halls with your eyes closed, and never stub your toe. And when your own personal journey made it necessary to leave that home behind, a small piece of yourself remained within its walls.

That’s what truly makes a house a home. Not paint colors or patio furniture, not backsplashes or bathroom fixtures. No, the place that you call home exists in the feeling you get when you step inside the door, and exhale after a long day. It lives in that space where you welcome friends and family, with a sense of satisfaction and self-worth. And it will always remain in the memories you make with those closest to you – visions that never seem to fade, not even with time.

The first of May is National New Home Owners Day, celebrating that special feeling that comes with being handed the keys to a new home. It doesn’t matter if you purchase a single-family residence, apartment, condo, or town home; the pride of ownership is uniform for us all. Each of us is looking for stability – solid ground on which we can begin to build a sense of lasting welfare and well-being. Through homeownership, you are not only creating safety and security – you are making an enduring investment into your financial foundation.

At d’aprile properties, we understand that buying a home may represent the single greatest investment you will make in your lifetime. The real estate process itself can be one of the most exciting, yet emotional experiences you can go through. That’s why it is so important to have a dedicated expert on your side, who not only knows the ins and outs of today’s sometimes volatile market, but who can easily empathize with what you and your family are experiencing as you start this new chapter in your lives.

That’s where we come in. Call us today. It’s time to find out what makes d’aprile properties different.